
The loan can be repaid in full or in part at any time, with payments being applied first to accured interest, then to the principal. Payments made before interest capitalization are applied directly to the principal. For more information, call 1-800-895-GATE (4283), fax 1-617-639-GATE (4583), write to GATE, 7 Tucker's Wharf, Marblehead, MA 01945, or send email to Kevin Walker at nctgate@aol.com or nctgate@gate.com